Public AML Statement
1. Our commitment
CashXChain is committed to preventing money laundering and terrorist financing. CashXChain UG (haftungsbeschränkt) is not an obliged entity (Verpflichteter) within the meaning of § 2 GwG ; it therefore has no direct reporting obligation under § 43 GwG and no freezing obligation under § 46 GwG . The regulated steps in our service, and the anti-money-laundering obligations that attach to them — including customer due diligence, monitoring, suspicious-activity reporting and any freezing — are carried out by our licensed Partner institutions within their own regulatory perimeter. CashXChain operates the technology and orchestration layer, applies high standards, supports the Partners’ controls, and cooperates fully with the Partners and the authorities. We retain, and exercise at our discretion, (i) broad contractual platform-access controls and (ii) voluntary reporting rights.
2. CashXChain Inc.’s obligations under the U.S. Bank Secrecy Act
FinCEN registration. CashXChain Inc. is a Delaware corporation and a financial institution for purposes of the U.S. Bank Secrecy Act, registered with the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury, as a Money Services Business (MSB) and money transmitter under FinCEN MSB Registration Number 31000341178304. CashXChain Inc. is publicly listed in FinCEN’s MSB Registrant Search .
CashXChain Inc. is located at 48 Wall Street, Suite 1100, PMB 1024, New York, NY 10005, United States of America.
Check it yourself. Search the registration number in FinCEN’s MSB Registrant Search (retrieved 27 September 2026), or read the registration record as published by FinCEN (PDF, dated 27 September 2026), reproduced here unaltered.
This is a federal registration, not a licence, approval, certification, endorsement or authorisation by FinCEN. CashXChain Inc. does not currently provide money transmission services, holds no U.S. state money transmitter licences, and has no customer relationship with users of the CashXChain platform. The full statement is on Licenses & Registrations.
As a financial institution for purposes of the Bank Secrecy Act (31 U.S.C. § 5312 ), CashXChain Inc. is subject to FinCEN ’s implementing regulations for money services businesses (31 CFR Chapter X ), and its written Anti-Money Laundering Compliance Program is maintained under them — separately from CashXChain UG (haftungsbeschränkt)‘s position under German law described in clause 1.
This is a compliance obligation of CashXChain Inc. as a registered Money Services Business, not a claim that CashXChain Inc. itself performs regulated payment, custody or settlement activity. It does not: those steps remain the responsibility of our licensed Partners, each within its own regulatory perimeter, as described in our Regulatory Status & Partner Disclosure.
3. Standards we follow
Our internal financial-crime controls are informed by the Recommendations of the Financial Action Task Force (FATF) and by the laws under which our Partners and CashXChain Inc. operate.
4. Who is responsible
Although we are not statutorily required to appoint one, we have designated a Money Laundering Reporting Officer (MLRO) as a matter of best practice. The MLRO is Dr. Martin Israel, Managing Director, reachable through the contact below.
5. Knowing our customers
Before a business relationship begins, we and our Partner verify the business and the people who own and control it. We do not transact with a business we cannot verify.
6. Sanctions
We screen customers, their owners and their counterparties against applicable sanctions lists and we refuse to deal where there is a confirmed match. Our full position is in our Public Sanctions Statement.
7. Monitoring and reporting
Our licensed Partners monitor transactions for signs of financial crime and make the reports required of them under their own law, to the financial intelligence unit competent for them. Although CashXChain is not itself a Verpflichteter under German law, we reserve the right to make voluntary reports to competent authorities — including criminal complaints under § 158 StPO — where we become aware of indicators of money laundering, terrorism financing, sanctions evasion, fraud, or other serious criminal activity. We do so in good faith and independently of any regulatory obligation. Where the law prevents us from telling a customer that a report has been made, we will not do so. CashXChain Inc.’s reporting obligations as a registered Money Services Business under U.S. law are described in clause 2 and are not affected by this clause.
8. Information that travels with transfers
Our Partners ensure that the sender and recipient information the law requires accompanies transfers; we collect it from you. In the payment service, transfers are made only between accounts held at regulated providers, not to or from self-hosted wallets. This is explained further in our Travel Rule Notice.
9. Records and training
Our licensed Partners retain the anti-money-laundering records of the regulated steps for the periods their law requires. We keep our own business and accounting records for the periods the law requires, together with records of any voluntary reports we make. Our staff receive anti-money-laundering training and our controls are reviewed regularly.
10. Contact
You can reach our compliance function at compliance@cashxchain.com.